DOSSIER A / PUBLIC PENSION 4 FILES

Canada Pension Plan

When the public pension starts, how it is indexed each January, what can still be changed and what tax does to it.

FILES IN DOSSIER A, NEWEST FIRST

A couple in their late sixties looking through household paperwork together at a kitchen table.

FILE 113 / 23.10.2026 / 7 MIN READ / SPONSORED

The CPP increase that changed payments in January: what the percentage really means

Canada Pension Plan payments already in place received a 2.0% cost-of-living adjustment for 2026. The extra amount depends on the benefit a person was receiving before January.

A man in his late sixties filling in a plain paper form at a wooden desk.

FILE 103 / 23.10.2026 / 5 MIN READ

How to ask for tax to be taken off CPP and OAS payments

No income tax comes off CPP or OAS for Canadian residents unless they ask. One request, online or on paper, can spare a large bill in April.

A woman about sixty-five at a dining table with a calculator and a notepad.

FILE 102 / 23.10.2026 / 6 MIN READ

Why some workplace pensions shrink at 65 when CPP begins

A bridge benefit pays extra until 65 and then stops, whether or not CPP has started. Integrated plans are designed that way, and the drop is on the pension statement for anyone who looks.

A man in his early sixties at a kitchen counter holding a plain envelope.

FILE 101 / 23.10.2026 / 6 MIN READ

What happens if you start CPP and then change your mind

There is a twelve-month window to cancel a CPP retirement pension. Using it means paying back every dollar, and after it closes the decision is permanent.

THE FRIDAY FILE / WEEKLY / FREE

The Friday File. One source of retirement income, explained on a single page.

Every Friday: one rule, one date or one number worth checking on CPP, workplace pensions, RRSPs, RRIFs or the tax on them. Free, and you can unsubscribe from any issue.